Treasurer's Tidbit

A credit report is a detailed record of how you've managed your credit over time. Credit reports
are used most often by banks and other lenders to determine whether to provide you with a loan
or credit and how much interest you will pay for it. Credit reports are also used by insurance
companies, employers, and landlords.

This guide will help you understand the information that is included in your credit report,
how credit reports are used, and how to maintain a strong
credit report.

https://www.fdic.gov/.../consumer.../credit-reports.html